Net Worth Calculator

Calculate net worth, liquidity, and percentile standing. Compare to U.S. medians and an estimated world wealth percentile. Inputs stay in your browser.

Profile (for comparisons)
Used for income comparisons and the combined peer score.
If you add income, the tool shows income vs median and a combined peer score.
Scoring settings Transparent weights
Liquidity improves your “peer score” without changing population percentiles.
This affects “Liquid net worth” only (not total net worth).
Percentiles: U.S. net worth percentile is an approximation using public SCF-style breakpoints. World percentile is an estimate fit to global wealth-band shares.
Assets
Liabilities
Notes: “U.S. percentile” is a directional estimate. “World percentile” is a modeled estimate using global wealth-band shares. Liquidity impacts peer score only if enabled.
Results
Net worth
—
Assets − liabilities
Total assets
—
Liquid + illiquid
Total liabilities
—
All debts
US + World percentile
—
Top/bottom summary
Comparison summary
Clear side-by-side benchmarks for net worth, income, and liquidity.
Percentiles are estimates. Income is optional.
Metric You US median US mean Age median Read
Net worth — — — — —
How to interpret these metrics Quick guide
Percentile: 83rd percentile means you’re above ~83% of the population. “Top X%” is computed as (100 − percentile).

Liquidity: shown as liquid share (how much of your assets are liquid) plus a score. This can improve your “peer score” without changing population net-worth percentiles.

World percentile: estimated using a lognormal fit to global wealth-band shares (not a full microdata percentile table).
Asset mix (liquid vs illiquid)
Liquid includes cash + brokerage + retirement + crypto.
Net worth vs benchmarks
Benchmarks: U.S. median/mean and your age median.
Global wealth bands (share of adults)
Shows the global distribution by wealth band.
Peer position: Income vs Net Worth (multiples of US medians)
X = income multiple of US median. Y = net worth multiple of US median.

Educational use only. Not financial advice. Percentiles are estimates, not guarantees. View full disclaimer. Sources and methodology: see data sources.