Transparent disclosures • Free tools • Educational use

About MicroDCA

MicroDCA is an independent, free-to-use investing and analysis website designed to help users explore income, growth, and long-term portfolio strategies through transparent tools and clearly stated assumptions.

What this site is

MicroDCA is built to make it easier to model how contributions, distributions, reinvestment, and time horizons can affect a portfolio. The emphasis is on clarity: inputs are explicit, outputs are inspectable, and assumptions are intended to be easy to verify.

How it was made

This site was created with assistance from ChatGPT, with the structure, logic, and content assembled, reviewed, and edited by Deniz Saat, who has managed his own portfolio and investments since 2013.

Why it is free

MicroDCA is available for everyone to use at no cost so they can learn and possibly improve their income and/or growth outcomes through better investing decisions and clearer analysis.

Important disclosure (not financial advice)

MicroDCA does not provide individualized investment advice. All tools and information are provided for educational and informational purposes only. You are solely responsible for your own investment decisions. Past performance does not guarantee future results.

Tip: If you spot an error in an assumption or calculation, treat it as a signal to verify. The intent is transparency, not authority.