HOW IT WORKS

From assumptions to outcomes

MicroDCA helps you model disciplined investing by breaking strategies into clear steps: inputs, structure, compounding, and results.

1

Define your inputs

Start by setting contribution amounts, frequency, asset allocations, yields, and reinvestment rules. Every output on MicroDCA is derived directly from these inputs.

2

Choose a structure

Decide how capital flows over time. This includes contribution cadence, whether distributions are reinvested, and how income is extracted or compounded.

3

Run the model

MicroDCA applies deterministic calculations to simulate how your strategy behaves across time. There are no forecasts—only math applied consistently to your assumptions.

4

Review and export results

Analyze balances, contributions, distributions, and compounding effects. Export charts and CSVs to validate assumptions or continue analysis elsewhere.

Why choose a track?

Different investors optimize for different outcomes. MicroDCA organizes tools and examples around three common goals so you can start with a structure that matches your intent.

Income

Focus on cash flow, distributions, and sustainable income generation.

Growth

Emphasize compounding, accumulation, and long-term capital appreciation.

Income + Growth

Combine reinvestment and distributions to balance cash flow and compounding.

Choose your starting point

Select a track to see example strategies, assumptions, and calculators tailored to your goal.